How important is obtaining health care insurance from your employer? Do you have access to health care insurance from your present employer? What do you suppose the future of health care insurance looks like from an employers perspective? From an employee’s perspective? Are you optimistic or pessimistic about the future of health care insurance? Explain.

Minimum of 3 Sources must be used for this paper. One of the sources that must be used is the assigned textbook for this class: Martoccio, J. (2011). Employee benefits: A primer for human resource professionals. New York, NY: McGraw-Hill/Irwin. Sources must not be from Wikipedia or an anonymous source.

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