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Name and explain the barriers and difficulties which face insurance systems in Saudi Arabia?

HAssignment 2 – 30 mark
Q1: Name and explain the barriers and difficulties which face insurance systems in Saudi Arabia?
Answer guide:(at least 3 Pages)
• Introduction
• List of barriers with explanation of each one with examples and statistics if exists
• Conclusion with your opinion and suggestion
Note:
All the time in the class the lecturer stresses the following barriers as an example:
• Infrastructure Barrier:
o Poor infrastructure (it should be supported by statistics and explanation)
o Limit number of health insurance agents ( there are just 2 agents in the market of Saudi Arabia)
o Limit number of public and private hospitals and their geographical distribution ( some regens does not have private hospitals)
• Social barrier : People acceptance of co-payment approach (Vs. Free payment in exist system)
• … etc

Q2: Compare between the Characteristics of Social health insurance and private health insurance and explain with statistics and examples any differences between them?
Answer guide:(at least 4 Pages)
• Comparison table as the following example:
Statement Social Health Insurance Private Health Insurance Statistics, Examples, or your own voice and comments(Very important)
Coverage Free For All Who can pay Healthcare is mandatory care service should be provided by government. As a result this characteristic is not exist in private health insurance (Michael, 000)

• If there is a characteristic for one healthcare you have to write it and but “Null” for a another.
• Doctor said it should be at least 5 pages.
• He is looking for statistics and examples to show your understanding.

Note: all answers should be supported by recent references (2005 – 2015)


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