Module 05 Project – Bank Lending Practices Conduct additional research on Bank of America. Write the next section of the risk management plan in which you discuss individual versus commercial lending practices, risk measurement techniques, and benefits of transfer credit risk. In this paper, please address the following questions: How would you describe the individual and commercial lending practices at Bank of America? How would you measure credit risk at Bank of America? Be sure to discuss techniques for measuring individual credit products and commercial credit products. How would Bank of America benefit from transfer of credit risk? What changes would you recommend in Bank of America’s lending practices? Requirements Review the APA Citation Online Guide for assistance with citing sources using APA format. Because this is part of a project, this section of the paper does not need an introduction. Because your paper is required to be more than one page in length, you should use subject headings to label your paper as appropriate. Keep in mind that this is a research paper; and, as such, should be informed by your research articles. Be sure to include APA citations to support your assertions and to inform your paper. You will need to include a reference page with this section of the paper. Be sure to proofread your paper to ensure that is free from all grammar and spelling errors.